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Oct 11 - 02:42:02
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Bank Interests. Started by: Vulture on Oct 11, '14 08:33

What if you put money in your bank and your money like, gradually grows when depositing money in your account. Example, like you deposit $ 10,000 in your account, you'll get $100 dollars weekly if bank amount is maintained. 

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ive always wondered about this feature and why it isnt implemented, it could work if you leave a certain amount of cash in for 24 hours or a week or whatnot the amount that is consistent in the bank should earn interest, not only will it keep people from using withdraw all and potentially losing the cash they would otherwise have in the bank it would help boost the economy now that we have implemented realistic type traits such as development costs for HQ Costs for upcoming crew leaders

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So is that a disagree? Or an agree?

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I like the idea but I think it needs a bit of tweaking. I think the weekly amount is a good period of time to get the interest.

What would the interest rates be? 

The only major problem I see is that if some people have 100M in the bank the interest will be extremely high. 1% of 100M is 1M.
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interest should obviously scale from high to low

100k 10%

1M 1%

and so on

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I would like to see some sort of high intereast accounts being added, for instance, up to 5m placed into the bank account, the money is then locked and can not be accessed for say 5 days or so, with maybe a 10-20% return as intereast :)
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like putting your money in CDs and watching it grow, i like this idea

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I also like the idea of this suggestion. Taking everyones suggestions into account, I believe TripleDeuce has a very good one with scaling the amount of interest. This leads from Choctaw's that characters with a shed load of money will gain far more than others which shouldn't be the case, although having an appropriate scale to would counter this. 

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Thanks everyone for adding better suggestions to this thing. I really appreciate all the support on the idea. :)

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The only major problem I see is that if some people have 100M in the bank the interest will be extremely high. 1% of 100M is 1M.

 

What if the money grows like every 72 hours or 1 week.

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I have mixed feelings on this. Only because it seems it would benefit people that horde their money from their Crewleaders.

I am pretty sure there was a debate brought up by Achilles in the streets regarding those people hording. So really it benefits mostly the rich with that percent rate. So the rich just get richer?

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