Cassi - yes to both of your questions.

However, I don't believe bail outs have ever been required from the Admins, even when they've been given in the past, as the situation has always been very easily rectifiable by the users themselves without this fund of money. Is this preferable to that? Yes. Is it preferable to not having bail outs at all from outside sources? No.

Anubis - who is going to control this fund? I am still not sure as to your earlier comment regarding "the Godfather" controlling it. Can you clarify?

The fund would be automatically controlled by the game. When an empty city (I.E. no HQs at all) is crimed in, the tax that would have gone to that cities Godfather would instead get deposited into a special account for HQ purchases. When a city decides to populate this empty city, the Godfather would have a page in the crew section where they could see how much funding was in that cities loan account, and designate a single Made Man or higher in their city to receive these funds. That member would then travel to the city, and purchase an HQ.

The fund could be used to pay for all or part of the HQ price.

Then, the amount owed would be 1.5 times the amount borrowed. This would then be automatically taken out of taxes, either by taking part of the original city's GF tax, the new HQ's city tax, or a combination of the two, until the loan is completely paid off. Personally, I would say that any repayments should disappear, and not go back into the loan bank.

How do you stop a rogue using it to fund his HQ and then dying without ever repaying it?

Bail outs were required following the Mont, Caligula, Branston, Marietta, Tiggy war when 99% of the site was decimated.

A long time ago in the time of sonny d and tripod and some guy named izzy was a rule to set up, basically as part of your right to auth you had to be able to find the money of friends or your own back.  Now in them days we had nice shiny 200 man HQ's and people made a lot of effort even to help earners and wise guys set up in weeks.  The truth is it is not hard to make money or stash it in credits, i would be interested to see how many are floating about in master accounts now without those listed.   We have plenty of money in the game now is why we have such a high amount of fortifications and bg's, i know post war these things dissapear but the credits in friends master accounts are still there.  I honestly don't think the admins should pay out for setting people up or housing them as i saw squishy do and i don't think the money should pool up.  You wanna set up, save, stack a little away as sooner or later war will come and we know the bigger the ranks and bgs the more devastating will be.